河南快三

Details of Loan Schemes

HOUSING LOANS

  • For Employees/Businessmen and Professional;
  • Maximum Rs. 30.00 lakhs loan amount;
  • Fixed Rate of Interest @ 10.50%;
  • Maximum Repayment Period: 20 Years
  • Housing Loan take-over facility from other Banks with top up loan can be availed;
  • Area of Operation within HMDA Limit.  For Vijayawada area VUDA limits and for Tirupathi area TUDA limits.

PERSONAL LOANS

  • For Employees/Businessmen and Professional;
  • Maximum Rs. 5.00 lakhs loan amount;
  • Competitive Rate of Interest;
  • Maximum Repayment Period: 36 months
  • Sureties one/Two required;

SMALL AND MEDIUM ENTERPRISES (SME) LOANS

  • For Individuals/Professionals/Self-Employed and Businessmen;
  • Any trading or business activity approved under the AP General VAT will eligible;
  • For Sole Proprietor/Partnership Firms/Company;
  • Maximum Loan : Rs. 10.00 lakhs;
  • Competent Rate of Interest;
  • Requirements: VAT Regd., IT Assessment for last 3 years;
  • Area of operation limited to GHMC, Vijayawada/Tirupathi Municipal Limits

 

河南快三FOR MORE DETAILS, PLEASE CONTACT BRANCH MANAGER OF THE AREA

APCOB Rate of Interests on Retail Banking Loans

S.No. Type of Loan Rate of Interest Maximum Amount of loan (Rs.in lakh) Maximum period of Loan
1. Personal Loan 13% 5.00 3 Yrs
2. Housing Loan 10.50% (Fixed)
Or
9.30(Floating)
30.00 20 Yrs
3. REML 13% 25.00 5 Yrs
4. CAR loan 9.20% 18.00 6 Yrs
5. Two Wheeler Loan 9.90% 1.00 3 Yrs
6. SME Loan 12.00% 10.00 1 Yr
7. Education Loan 11.50% 20.00 (Abroad)
10.00 (with in India)
36 months
(24 months+ 12 months Moratorium)
60 Months
(48 months + 12 Moratorium)
8. SHG 12% 5.00 2-3 Yrs
9. SOD Against Mortgage of Property 13% 10.00 1 Yr

Video

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